Is Guaranteed Issue health insurance coming to California?

Technically, California already has a form of guaranteed issue health insurance through its Major Risk Medical Insurance Program. However, this program provides a very limited health insurance benefit and is quite expensive. The fact that it insures ONLY sick people makes that no surprise.

Personally, I am against the Obama healthcare plan. More goverment is never a good thing. However, his healthcare reform includes a provision for guaranteed issue health insurance, which I am in favor of. This means insurance companies would have to accept everybody, not just healthy people. This in turn would spread the risk among a large pool of people, which keeps the costs predictible.

This would be a good thing for Californians who currently do not qualify for underwritten health insurance.

Call Michael Kortz for all of your health insurance questions at (949) 226-8390.